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3905762 - OTC Individual Contributor

  • Internship
  • Naga (Province of Cebu)

Position filled!

Job description

As a OTC Individual Contributor you'll be able to do the following tasks/function:

• Perform the credit risk assessment on new and existing corporate customers
• Communicate to Sales Team issues that hamper releasing of orders
• Respond to inquiries regarding orders on hold.
• Gather data to support Credit recommendation
• Review and update Desktop Procedures (DTP)
• Coordinate with Sales on issues affecting credit risk assessment
• Recommend changes in variables used in Credit Models
• Coordinate with Credit Bureau contacts on issues
• Train new joiners or upskill Credit Analyst

Auto req ID

Required Education

Bachelor's Degree
Role ( Job Role )

Fin & Admin Business Analyst
State / Province

Primary job category


(0856) IBM Business Services
Contract type

Employment Type


Is this role a commissionable/sales incentive based position?

Travel Required

No Travel
IBM Business Group

Preferred Education

Bachelor's Degree
City / Township / Village

Being You @ IBM

IBM is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.
Required Technical and Professional Expertise

Required Expertise:

▪ Working knowledge of different credit scoring variables used in credit scoring.
▪Can recommend adjustments in credit scoring models
▪ Highly organized, analytical, results-oriented and has keen on details.
• Good communication skills (both in written and in verbal).
▪ Highly motivated and proactive and with unquestionable integrity

Required Education:
·  Bachelor's Degree in Finance, Accounting or other Business-related course
• Master's degree preferred but not a requirement


Preferred Technical and Professional Experience

Preferred Expertise:
▪ Preferably at least 3-5 years of experience in Credit risk assessment in the US market
▪ Experience in doing Financial Ratios and Analysis and in assessing industry peculiarities
▪ Experience in using Credit Bureau databases

Secondary Job Category

Business Outsourcing Delivery - Fin & Admin
Eligibility Requirements

Position Type

Early Professional
Early Professional Track

Industry Early Professional
Location Statement

For additional information about location requirements, please discuss with the recruiter following submission of your application.
New Collar Role

Referral Promo Code


The Finance & Admin Business Analyst is essential to the ongoing profitable operations for one of the most globally recognized and respected companies in the world. By overseeing our financial activities, you will enable IBM to continue to bring to market ground-breaking innovations such as Artificial Intelligence, Cognitive Solutions, Cloud Infrastructure, and Blockchain technologies, to name a few.
Your Life @ IBM

What matters to you when you're looking for your next career challenge?

Maybe you want to get involved in work that really changes the world? What about somewhere with incredible and diverse career and development opportunities – where you can truly discover your passion? Are you looking for a culture of openness, collaboration and trust – where everyone has a voice? What about all of these? If so, then IBM could be your next career challenge. Join us, not to do something better, but to attempt things you never thought possible.

Impact. Inclusion. Infinite Experiences. Do your best work ever.
About Business Unit

IBM Services is a team of business, strategy and technology consultants that design, build, and run foundational systems and services that is the backbone of the world's economy. IBM Services partners with the world's leading companies in over 170 countries to build smarter businesses by reimagining and reinventing through technology, with its outcome-focused methodologies, industry-leading portfolio and world class research and operations expertise leading to results-driven innovation and enduring excellence.
About IBM

IBM's greatest invention is the IBMer. We believe that progress is made through progressive thinking, progressive leadership, progressive policy and progressive action. IBMers believe that the application of intelligence, reason and science can improve business, society and the human condition. Restlessly reinventing since 1911, we are the largest technology and consulting employer in the world, with more than 380,000 IBMers serving clients in 170 countries.