Sergiu Sagaidac, CAMS - WIZBII Sergiu Sagaidac, CAMS a publié son profil professionnel sur WIZBII. S S

Sergiu Sagaidac, CAMS

Senior Risk & Compliance Manager - DMLRO

40 ans • London

Résumé

A Certified Anti-Money Laundering Specialist (CAMS) and Certified Compliance professional. Fit and proper for the current role of Senior Risk & Compliance Manager and Deputy Money Laundering Reporting Officer. Professional with over seven years of experience in the Anti-Money Laundering, Know Your Customer, Customer Due Diligence, Financial Crime, Operational Risk Management, Regulatory Compliance Monitoring who is pursuing a career in the financial services industry.

Compétences

ComplianceFinancial CrimeKYCCDD/ AMLOperational Risk Management

Expériences

Senior Risk & Compliance Manager - DMLRO

- MaintenantVentesFirst Rate Exchange Services (Joint Venture between Bank of Ireland and UK Post Office) - Senior Risk & Compliance Manager - DMLRO (EMD approved individual by FCA & HMRC), London, United Kingdom " Produced the new Compliance Policy, Operational Risk Management Policy, Operational Risk Management Procedure, Operational Risk Events Management Procedure, Know Your Customer & Due Diligence Procedure, updated the Anti-Money Laundering and Counter-Terrorist Financing Policy " Ensured and contributed to compliance with the Criminal Finances Act 2017, GDPR, PSD2, PSR 2017, MLD 4, MLR 2017, COBS; produced the Compliance Implementation Action Plans and Compliance Monitoring Plan " Conducted the Product, Business-Wide and Dynamic Money Laundering Risk Assessment, as well as conducted the operational risk assessment " Produced the Product Specification for the Multi-Currency Card (Travel Money Prepaid Card with 13 currency wallets) " Received SARs, investigated transactions and activities, submitted onward to the NCA, approved onboarding of customers " Managed a team of one Compliance Officer

Compliance Officer

- Conception / Génie civil / Génie industrielGLEX Holding AG (energy trading Swiss-based holding company) - Compliance Officer, London, United Kingdom " Produced the new Compliance Function Charter, Compliance Policy, Code of Conduct and Ethics, Market Conduct Policy, Signature Authority Policy, Anti-Trust Policy, Anti-Corruption and Anti-Bribery Policy, Anti-Fraud Policy, Policy on Conflict of Interests, Whistleblowing Procedure, Know Your Business Partner and Customer Procedure, Compliance Risk Management Procedure, Export Control Handbook, Compliance Plan " Ensured and contributed to compliance with the MiFID, GDPR, MLD 4; produced Compliance Implementation Action Plans and the Compliance Monitoring Plan " Conducted customer due diligence and onboarding, conducted ongoing monitoring of transactions " Advised on compliance or regulatory aspects, researched and kept up-to-date with the developments in international standards, laws and regulations of the EU, UK and US " Designed and enhanced the Compliance Management System & Framework endorsed by PwC, and generated a cost saving of 74,000 EUR compared to an external consultancy provider " Managed a team of one Compliance Associate

Head of the Compliance and Regulatory Unit

- VentesMoldova-Agroindbank SA (commercial bank: corporate & retail) - Head of the Compliance and Regulatory Unit, Chisinau, Republic of Moldova " Produced the new Compliance Charter, Compliance Policy, Anti-Fraud Policy, Whistleblowing Procedure, Compliance Risk Management Procedure, Know Your Customer Procedure, updated the Anti-Money Laundering Policy, Policy on Treating Customers Fairly and Management the Customers' Complaints, Procedure on Handling the Customers' Complaints " Conducted the Compliance testing and oversight, conducted investigations on suspicions of fraud, misconduct, or breaches of the internal policies and procedures " Assessed the compliance risk " Implemented the FATCA requirements " Drafted the Business Technical (IT) Requirements to comply with the regulatory requirements " Managed a team of one Compliance Officer

Head of the Anti-Money Laundering and Transactions Monitoring Unit - MLRO

- VentesBanca Sociala SA (commercial bank: retail & corporate) - Head of the Anti-Money Laundering and Transactions Monitoring Unit - MLRO, Chisinau, Republic of Moldova " Updated the Anti-Money Laundering Policy and produced the new Know Your Customer Procedure " Conducted ongoing monitoring of customers' transactions, conducted investigations, and submitted SARs to the FIU " Drafted the Business Technical (IT) Requirements to comply with the regulatory requirements and developed the IT system for screening with the international sanctions and for electronic KYC " Trained the new hired and existing employees concerning the bank's AML, KYC and CDD requirements " Managed a team of one AML Officer

Senior Associate (Risk Management Unit)

- VentesEnergbank SA (commercial bank: corporate & retail) - Senior Associate (Risk Management Unit), Chisinau, Republic of Moldova " Produced the new Operational Risk Management Policy and Operational Risk Events Management Procedure " Conducted the operational risk assessment " Received as recognition the Diploma of Honour - "The Debut of the Year"

Compliance Officer - DMLRO (Compliance, Legal and Methodology Department)

- VentesBCR Chisinau SA Erste Group (corporate bank, subsidiary of the Erste Bank AG Austria) - Compliance Officer - DMLRO (Compliance, Legal and Methodology Department), Chisinau, Republic of Moldova " Updated the Anti-Money Laundering Policy and Know Your Customer Procedure " Drafted the Business Technical (IT) Requirements to comply with the regulatory requirements " Trained the new hired and existing employees concerning the bank's Compliance function, values, code of conduct, AML and anti-fraud requirements " Conducted Compliance testing and oversight " Conducted QA and approved customers onboarding including for entities with complex ownership structures such as trusts, foundations, SPVs, large corporates " Conducted ongoing monitoring of customers' transactions, conducted investigations, and submitted SARs to the FIU " Implemented the FATCA requirements to comply with the Erste Group requirements

Held several positions ranging from Attaché to Third Secretary within Directorate for Economic Cooperation with the EU

- Journalisme / RPMinistry of Foreign Affairs and European Integration of the Republic of Moldova (government institution) - Held several positions ranging from Attaché to Third Secretary within Directorate for Economic Cooperation with the EU, Chisinau, Republic of Moldova " Acted as Liaison Officer during summits and ministerial conferences " Acted as interpreter and translator from English to Russian/Romanian and vice versa " Managed the EaP flagship initiatives: Support for SMEs, Regional Cooperation, Global Financial Crises, informed the relevant Government institutions and offered recommendations " Letter of Gratitude from Minister of Slovenia following the SEECP Summit " MoU between European Commission and Minister of Regional Cooperation

Held several positions ranging from Intern to the Head of the Anti-Money Laundering and Transactions Monitoring Unit - DMLRO

- VentesHeld several positions ranging from Intern to the Head of the Anti-Money Laundering and Transactions Monitoring Unit - DMLRO, Banca de Economii SA, Victoriabank SA, (commercial banks: corporate & retail; one of the major shareholders of Victoriabank is EBRD), Chisinau, Republic of Moldova " Set-up the Anti-Money Laundering and Transactions Monitoring Unit in the Victoriabank SA " Kept good AML standards within the bank, as well as good business relationships with the correspondent banks " Conducted ongoing monitoring of customers' transactions, conducted investigations, and submitted SARs to the FIU " Conducted QA and approved customers onboarding including for entities with complex ownership structures, trusts, foundations, SPVs, large corporates " Managed a team of one AML Officer

Formations

The London School Of Economics And Political Science (Lse)

2018 - 2019 Londonderry, UK, LondonderryConseilMaster Course in Business, International Relations and the Political Economy

International Compliance Association (Ica)

2017 - 2018 Londonderry, UK, LondonderryVentesInternational Compliance Association (ICA), United Kingdom Cert and AICA credential, UK Compliance (Advanced)

The Institute Of Operational Risk (Ior)

2017 - 2018 Londonderry, UK, LondonderryGestion de projet / ProduitThe Institute of Operational Risk (IOR), United Kingdom Cert and CORM credential, Operational Risk Management

Association Of Certified Anti-Money Laundering Specialists (Acams)

2017 - 2017 Londonderry, UK, LondonderryVentesAssociation of Certified Anti-Money Laundering Specialists (ACAMS), United Kingdom Cert and CAMS credential (87/120), Anti-Money Laundering, Reference No. ER-000085972

Institute For Professional Formation In Banking Of Luxembourg (Ifbl), Association Of Luxembourg Compliance Officers For The Financial Sector (Alco)

2012 - 2012 Londonderry, UK, LondonderryVentesInstitute for Professional Formation in Banking of Luxembourg (IFBL), Association of Luxembourg Compliance Officers for the Financial Sector (ALCO), Luxembourg Professional Certification of Competency in the field of Compliance (Advanced) (80/100)

Clingendael Netherlands Institute Of International Relations, Netherlands

2008 - 2008 The Hague, Netherlands, The HagueJournalisme / RPClingendael Netherlands Institute of International Relations, Netherlands Certification of Competency, International Economic Relations and Diplomacy

Free International University Of Moldova

2006 - 2007 Riscani, Chisinau, Moldova, ChisinauVentesFree International University of Moldova MSc Economics, Banking and Stock Exchange (Distinction) (9.75/10) Dissertation: Countering money laundering in the banking industry

Free International University Of Moldova

2001 - 2005 Riscani, Chisinau, Moldova, ChisinauConseilFree International University of Moldova BSc Economics, International Economic Relations (Merit) (8.94/10) Dissertation: The role of the World Bank and IMF in the emerging economies

Mes qualités

Persévérant·e
Flexible
Esprit d'équipe
Réactif·ve

Langues parlées

  • Roumain

    Langue maternelle

  • Russe

    Langue maternelle

  • Anglais

    Professionnel

  • Italien

    Intermédiaire

Expériences Extra Professionnelles

President and Founder

Association Of Moldova Anti-Money Laundering And Compliance Officers For The Financial Sector (Amlco)
- Maintenant

President and Founder of the Association of Moldova Anti-Money Laundering and Compliance Officers for the Financial Sector (AMLCO) " Worked out a harmonised approach concerning FATCA, AML & KYC risk-based approach, beneficial owner identification and verification " Engaged in dialogue with relevant authorities to promote the harmonised approach at the US Embassy, the Moldovan Parliament & drafted position papers addressed to the Moldovan Government " Wrote public policy papers and contributed to implementation of several projects related to FATCA, strengthening AML and KYC standards in collaboration with the National Bank of Moldova (Central Bank) of whose Deputy Head of AML is a founding member of the AMLCO, Moldova's representative to MONEYVAL Committee and an expert of thereof

Member of the Financial Services Committee

American Chamber Of Commerce (Amcham) In Moldova
-

Member of the Financial Services Committee, American Chamber of Commerce (AmCham) in Moldova " Contributed to producing positions papers and offered consultancy on compliance with the regulatory requirements

Member of the Anti-Money Laundering Experts Committee

Moldovan Banks Association
-

Member of the Anti-Money Laundering Experts Committee, Moldovan Banks Association " Contributed to implementation of the FATCA requirements, personal data protection regulatory requirements within the banking industry, as well as to changing laws and regulations

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