Bruno Chiodo

Credit Risk Analist and Financial Analist

33 years • Rio de Janeiro


I am a professional with analytical profile, always seeking to analyze the process in database, transforming them into relevant information for decision making, measuring actions through management of indicators. Focus on continuous improvement, applying methodologies and quality management tools. Facility in tools like: Excel, Access and Systems: SAP SD / MM, Transact, SAAS, Strategy Design Studio (SERASA Experian), SQL


Sap Sd SAP MM Sql SaaS TRANSACT SDS MES Visio, bpmn Excel Access Powerpoint Credit Risk Finance Logistics lean Six Sigma DMAIC 5S PDCA Continuous Improvement


Credit Risk Analist II

02-2014 - 05-2016 Accounting / Management control Map, identify bottlenecks and opportunity for improvements in the systemic and operational process of credit analysis; Develop improvements and changes in credit policies to mitigate risk and increase quality across the entire sales chain; Ensure the homogeneity of the quality of the operational team; Measure the impacts of actions; Lean Lean Six Sigma low / medium complexity projects to develop the culture of continuous improvement; Elaborate the financial book of the sector; Management of indicators; Presentation of the results in committee


12-2012 - 12-2013 Logistics Implantation of the continuous improvement of low complexity in the logistic process of supply to the production lines. As a plan of action, some work is highlighted: Study of methods and times; Layout study; Turnover asset management (minimum reserve / security stock); reallocation of labor; reform of pallets; check list of the operation according to each function of the employees (forklift operator, line checker, loading checker, line helper, warehouse cleaning assistant). Improved knowledge: PDCA and SDCA cycle, DMAIC, FMEA, 5S, Ishikawa, 5W2H, Control Letter, Boxplot Analysis, RACI matrix, SWOT analysis, Methods and Time Study, Inventory Management, Time Management, Service Level . Opportunity for improvement in the Operational Standards in the following pillars of the OPV: Quality, Safety, Environment, People and Management for best manufacturing practices. Preparation of management reports with the monthly results of the KPIs.


03-2012 - 11-2012 Logistics Customazing R3; Comprehensive and unitary test plan; Branch configuration; NFe Configuration in SAP; Creation of instructional materials for Key Users; Quality Center Project Deployment


04-2008 - 12-2011 Sales Ruler of Collection; Operational and financial planning; performance management and indicators of the sub-areas: Call Center (own and advisory), Collection Strategy, Controllership, Accounts Payable and Receivable; Optimize the Call Center billing operation - reduce service time and increase value, plan operating costs, promote individual and collective performance; Collection campaigns (Reversion of debt); Treatment of PDD; Renegotiation of debt; Bank reconciliation of collection accounts; Participation of the commercial committee to open new agreements

Collection Analyst

10-2006 - 03-2008 Sales Elaborate the collection strategy by analyzing and classifying the reasons for default; sending bank files for ticket generation; recording of the collection accounts with the corresponding write-offs of the installments paid; inclusion / disposal of clients in credit restriction bodies. Preparation of management reports.

Education & training

University Estácio De Sá

2008 - 2013 São Paulo, Brazil Design / Civil engineering / Industrial engineering , Accounting / Management control

My soft skills

Team player

Languages spoken

  • English


  • Portuguese

    Native language

  • Italian


  • Spanish


Extra-professional Experiences


Engenheiros Sem Fronteiras - Núcleo Rio De Janeiro
08-2017 - Now

Activities: Support in project management, capture of business partners and execution of projects. Projects in progress: Biodigestor installation in needy institutions

My dreams

One day

Short term: return to the job market Medium-term: entering a professional specialization, re-studying English Long term: To be a professional reference in my area of work, to gain a leadership position, to be able to disseminate my acquired knowledge, be fluent in two more languages, obtain dual citizenship (Italian) ...