Credit Specialist

Job description

People are at the heart of our strategy

A family-owned Group, Roquette offers a  positive  and  attractive  work and career environment, in which everyone can learn,  develop , contribute to the overall company performance and be  recognized  for doing so.

Would you like to work in Mexico?
This is the opportunity!

Part of the Americas treasury team, you will be responsible for all aspects (credit control, credit risk…) of the credit management function for a designated portfolio / area.

Job Description

The best company in the world is looking for you!!

Each Roquette employee, regardless of location should commit and act, under all circumstances, in accordance to the values ​​and principles of the Group Code of Conduct / Ethics, as well as Quality & Safety policies.

Part of the Americas treasury team, you will be responsible for all aspects (credit control, credit risk…) of the credit management function for a designated portfolio / area. 

Key Accountabilities:

•    Manage the credit risk (20%) of the area and make sure all sales are secured according to the Group policy (Credit Insurance, Bank Guarantees, Parent Company Guarantees, LCs), while identifying/tracking high risk/watch list accounts. If sales cannot be secured, assess customers’ creditworthiness, perform a risk / reward assessment thanks to a thorough financial data analysis and give a recommendation to management – i.e. taking the risk or not to deal with the customer with no security.

Deal with bad customer debt – centralize all info pertaining to customers defaults, declarations to Credit Insurers, and calculation of the provision amounts to be recorded by Accounting according to the Loss Allowance matrix

•    Manage the credit control activities (60%): contact with customers to speed-up collection (dunning) and achieve related targets in collaboration with Customer Care in charge of the first contact with late payer, and Commercial teams. Payments follow-up and tracking with Accounting Department, dealing with customers’ questions or issues, handling Anomalies (discrepancy between amount invoiced and received to be investigated)

 •    Prepare credit reports (10%) incl. Area credit indicators (DSO, BPSO, ACD, CCC). Prepare and communicate all reports needed by other Finance Depts, collect and analyze all reports coming from other Depts, using SAP, any other credit software or in-house macros.  

•    Be involved with Supply Chain and Sales people in negotiating Credit and Payment Terms (10%) to mitigate impact on Working Capital Requirements, i.e. being capable to assess impact of extension of payment terms on exposure and to explain it simply to sales team and or customer.

 •    Your participation may also be required on other purposes/projects especially regarding design of IT reports, SAP deployment...

Functional competencies:

Good communication skills are required (English and Spanish mandatory + at least 1 foreign language)

Technical Applicative competencies :

Good financial statements understanding to assess creditworthiness of customers.

Qualifications/Requirements

Education: 
Bachelor’s Degree in Business/Accounting 

Experience: 
3 years in a similar job
International environment

Specific requirements: 
IT skills: 
•    Good knowledge of SAP FI, CO
•    Strong knowledge of Microsoft office tools (Excel, Word, PowerPoint ...),
•    Good skills of processing and analyzing mass data.

Business Trips:
Punctual in America – Once a year

Important: Valid Visa and Passport

Roquette Mexico awaits you. Work with us!

Roquette provides numerous career opportunities, thanks to the diversity of its jobs and their international dimension.

Joining Roquette means joining dynamic teams ambitious for success.

Add Your Talent to Ours!