Credit Analyst

Job description

• Assessment of corporate credit requests
• Perform assessment and assign credit rating for customers in accordance to respective guidelines and internal standards
• Approve requests within delegation
• Communicate with sales department about Credit decision
• Discuss with customers directly about their financial situation or any other information about their business overview.
• Ensure accuracy of data by Crosschecking with available external information
• Analyze and evaluate the risks on repayment behavior
• Analyze limit utilization performance of existing customers
• Credit decision follow-up monitoring
• To perform any other duties required upon department head assignment with reasonable diligence.

Auto req ID

87476BR
Required Education

Bachelor's Degree
Role ( Job Role )

Credit Analyst
State / Province

BEIJING
Primary job category

Finance
Contract type

Regular
Employment Type

Full-Time
ERBP

Yes
Is this role a commissionable/sales incentive based position?

No
Travel Required

No Travel
IBM Business Group

GF
Preferred Education

Master's Degree
City / Township / Village

BEIJING
EO Statement

IBM is committed to creating a diverse environment and is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. IBM is also committed to compliance with all fair employment practices regarding citizenship and immigration status.
Required Technical and Professional Expertise

1. Bachelor's degree in Finance or Accounting with 0-2 years working experience
2. Strong understanding of accounting principles and conduct in-depth financial statements analysis
3. Strong Analytical skills (quantitative and qualitative analysis)
4. Ability to work systematically, prioritize tasks and adhere to deadlines
5. Excellent communication skills in English and Chinese
6. Paying attention to details
7. Interested to develop career in credit, finance analysis in MNC

Country

China
Preferred Technical and Professional Experience

N/A
Secondary Job Category

Other Finance
Eligibility Requirements

N/A