AM Credit Services

Job description

External Job Title: Assistant Manager, Credit Services

GCB level: 7

Some careers open more doors than others.

If you're looking for a career that will unlock new opportunities, join HSBC and experience the possibilities. Whether you want a career that could take you to the top, or simply take you in an exciting new direction, HSBC offers opportunities, support and rewards that will take you further.

If you're looking to unlock new job opportunities, take a look at the possibilities right on your doorstep here at HSBC.

Business Descriptor:
HSBC Technology and Services is a pivotal part of the Group, providing essential operational and technical support to our global businesses and helping improve customer service and efficiency. HTS combines global expertise and technology to help keep us ahead of the competition.

Global Service Delivery
Within HSBC Technology and Services, Global Service Delivery is a leader in the development of services and processes that are designed around the customer and enable the firm to demonstrate to regulators that its processes and ways of working will deliver consistently high standards of compliance. Every day, customers all over the world are paying bills, buying homes and setting up companies and every day, Global Service Delivery teams are making sure all this happens smoothly.

We are currently seeking an experienced professional to join the HOST team.

Principal Responsibilities


The job holder is required to compile data necessary for internal actionables, monitoring, etc. and to compile data for various reportings (regulatory & internal) for corporate banking lending customers. This requires fair knowledge of banking and flow of credit in the banking industry. Key aspects are:

· Updating relevant databases – includes recording of certain actionables basis the approvals;
· Liaising with stakeholders – includes co-ordination within the department and at times with external stakeholders to manage the work assigned;
· Regulatory Reporting – includes direct submissions to RBI as well as to Finance Team for onward submissions;
· ASP Reporting – includes data submissions to ASP or Business / Finance team for onward submissions;
· Reading approvals from credit system – includes reading of the approval comments, conditions, etc. and understanding the requirements;
· Data submissions for CIBIL & Large Corporates Exposures to RBI;
· Managing accounting for Bad & Doubtful customers (CMB/GBM/PBD);
· Compiling reports for various thresholds' monitoring on ongoing basis

Desired profile

Qualifications :

Qualifications/Requirements: Graduate

·  Graduate in Commerce stream
·  At least 2/3 years' experience in corporate/commercial banking.
·  Knowledge of Group Credit systems, compliance / regulatory requirements and implementation of Group Compliance Policies and procedures.
·  A robust working knowledge of HUB system and CARM system.
·  The jobholder must be able to manage work within tight deadlines and ensure that meaningful information analysis is provided without compromising on accuracy.
·  Knowledge of local laws / regulations and RBI regulations.
·  Good interpersonal skills, verbal and written communication skills.
·  Strong skills in MS Office Excel & Power Point required.
·  Good team player as the job will require close co-ordination with other departments

Any other additional Information:

·  Any of the following will be an advantage
·  Qualifications (C.A. / C.S. / C.W.A. / MBA in Finance)
·  Exposure to regulatory reporting for Corporate Banking.

You'll achieve more at HSBC.

Diversity Statement, Data Protection and Entity Statement
HSBC is committed to building a culture where all employees are valued, respected and opinions count. We take pride in providing a workplace that fosters continuous professional development, flexible working and opportunities to grow within an inclusive and diverse environment.

Personal data held by the Bank relating to employment applications will be used in accordance with our Privacy Statement, which is available on our website.