Credit Risk Analyst - Paris

Description de l'offre

WHO WE ARE

ENGIE  is a global energy company, a leading provider of electricity, natural gas, and energy services. With 153,090 employees in more than 70 countries worldwide, ENGIE achieved revenue of €66.6 billion in 2016. ENGIE is committed to being a leader in the energy transition.

We are looking for talented and motivated people to create the future of energy. Join a rewarding and flexible work environment that encourages innovation and creativity, and help us meet the energy challenges of today and tomorrow.

 

Global Energy Management (GEM)  is one of ENGIE’s Business Units. We deliver services in supply and logistics management, asset management, risk management, market access management, while contributing to the market understanding, design and efficiency and developing market solutions to accelerate the energy transition.

GEM manages one of the largest and most diversified energy portfolios in Europe, including electricity, natural gas, bulk commodities and environmental products.

With 5 trading platforms and activities in more than 50 countries, GEM has an extended geographical coverage in Europe, Asia-Pacific and in the US. It employs 1,300 people around the world.

 

 

 

WHAT WILL BE YOUR ROLE

 

Organization

 

The Credit Risk Department, part of the Risk Department, includes 3 teams: Anti-Money Laundering, Credit Risk Analysis and Reporting.

 

 

Role

 

As part of the Credit Analysts team, we assess the creditworthiness of GEM’s counterparts (rating), participate in the negotiation of the commercial contract (specific credit clause, financial covenants and payment terms) and calibrate credit limits.

After contract sign-off, we control the respect of both the credit limits and the contract credit clauses (eg: monitoring of the respect of financial covenants).

The economic environment is also key and needs also to be followed.

 

 

Main activities

 

·  Credit assessment of counterparts in close collaboration with the Front Office teams and the different poles of the Credit Risk department
·  Presentation of requests to Credit Risk Management and to Committees
·  Follow-up of credits risks of a specific portfolio (participation  to monitoring and watch of customers' evolution)
·  Participation in the development of customer relationship before contract signing: analysis of Front Office's need, study of the customer's profile, in order to improve knowledge of the customer
·  Proposition, negotiation of credit documents and clauses of netting contracts with customers, in collaboration with the legal department
·  Analysis and follow-up of portfolio's exposure in terms of counterpart risks, credit lines management, and approval of Front Office's transactions/contracts
·  Understanding of the risk calculation methodology
·  Participation to company's transversal projects

 

YOUR PROFILE

 

Education & professional background

 

·  You have a Master level with major in Finance (Corporate Finance, Accounting, Economy) or an equivalent experience
·  You have at least 2 years of relevant experience in a Credit Risk position, ideally in a trading or banking environment
·  You dispose of strong analytical skills and can complete financial analysis.
·  You have a good knowledge of MS office tools

 

Behavioral skills

·  Analysis and synthesis
·  Ethic and integrity
·  Reactivity, proactivity, perseverance
·  Strong communication skills (written and oral)
·  Flexibility
·  Humility, patience
·  Team spirit
·  Resilience to stress

 

Languages

 

·  French: fluent
·  English: fluent

 

Working place

 

·  Paris La Défense T1
·  Travels: Brussels (occasional)