Credit Risk Analyst H/F/D

Job description

Détail de l'offre

Informations générales

Entité

CACEIS est un groupe bancaire spécialisé dans les services financiers aux investisseurs institutionnels, sociétés de gestion et grandes entreprises.

Présent en Europe, en Amérique du nord et en Asie, CACEIS propose une gamme complète de produits et services : exécution, compensation, banque dépositaire-conservation, administration de fonds, solutions de Middle-Office, change, prêt-emprunt de titres, support à la distribution des fonds et services aux émetteurs.

Avec 2633 milliards d'euros d'actifs en conservation et 1695 milliards d'euros d'actifs sous administration, CACEIS est un leader européen de l'Asset Servicing et compte parmi les principaux acteurs mondiaux (chiffres au 31 décembre 2018).  

Référence

2019-38711  

Date de parution

24/04/2019

Description du poste

Type de métier

Types de métiers Crédit Agricole S.A. - Risques / Contrôles permanents

Types de métier complémentaires

Types de métiers Crédit Agricole S.A. - Analyse financière et économique
Types de métiers Crédit Agricole S.A. - Finances / Comptabilité / Contrôle de gestion
Types de métiers Crédit Agricole S.A. - Financement et Investissement

Type de contrat

VIE

Durée (en mois)

24

Date prévue de prise de fonction

01/07/2019

Poste avec management

Non

Missions

The Credit Risk departement of CACEIS is in charge of all topics related to credit risk:

·  Credit rating: the credit analyst performs a credit rating of any client or
counterparty which is subject to credit risk, using methodologies at hand. Methodologies at hand are developed further if required;
·  Credit application: the credit analyst is in charge to perform a credit application document, which assesses the country, industry and the idiosyncratic risk of each client or counterparty subject to credit risk;
·  Vote: based on the analysis performed, the credit risk group performs a vote regarding approval of new credit / prolongation of credit, to the risk and compliance committee;
·  Credit committee: the credit risk group prepares the decision paper for the risk and compliance committee, which ultimately takes the credit decision;
·  Maintenance: the credit risk group ensures and monitors the proper execution of any credit decision taken in the risk and compliance committee;
·  Reporting: the credit risk group is in charge to regularly report each credit exposure and critical observations to the respective authorities;
·  Methodologies: the credit risk group is in charge to develop new methodologies and processes or enhance existing methodologies and processes, linked to any credit risk topic.

 

In this context, your main missions will be:

·  Being self-responsible for the performance of credit analysis and ratings for own portfolio of clients /counterparties (e.g. Banks, insurances, investment funds, brokers / dealers);
·  Writing daily credit risk reporting, internal and external;
·  Supporting timely preparation and documentation of decision in the risk and compliance committee;
·  Performing second level controls (e.g. Correct execution of credit decision);
·  Managing further development of credit risk team / processes / knowledge / efficiency.

 

CACEIS Bank Germany Branch offers to its VIEs the following benefits :

·  Monthly accommodation allowance (according to the conditions defined by Business France)
·  Paid German courses
·  Access to a lot of gym clubs with reduced prices
·  Discount for the subway card
·  Flexible working hours
·  International work environment

 

The VIE contract in short :
According Business France's eligibility conditions, the Volontariat International
en Entreprise (VIE) is an assignment in a French company operating overseas
for professionals between the age of 18 and 28 who are European Union
nationals .

! IMPORTANT ! To apply, you need to meet the conditions mentioned above. If not, your application will not be selected. If you are eligible, join your CV and a cover letter in English – and mention: your age and nationality.
For further information about the eligibility conditions to this programme, we
invite you to go to Business France website: www.civiweb.com.

 

Localisation du poste

Zone géographique

Europe, Allemagne

Ville

München

Desired profile

Critères candidat

Niveau d'études minimum

Bac + 5 / M2 et plus

Formation / Spécialisation

Master's Degree with a specialization in Finance and/or Risk management

Niveau d'expérience minimum

0 - 2 ans

Expérience

Credit Risk relevant practical experience would be a plus.

Compétences recherchées

You count among your hard skills the analysis of financial statements (balance sheet, P&L, Annex) and the understanding of dependencies between financial transactions and credit risk.
You have an affinity for figures, are diligent, self-responsible, able to work under pressure and with tight deadlines as well as proactive when it comes to improvements; you also have good communication skills and know how to adapt to your interlocutor.

Outils informatiques

You are proficient with all Microsoft Office applications.

Langues

You are proficient in English and have at least a basic knowledge in German.