Credit Risk Analyst

Job description

Détail de l'offre

Informations générales

Entité

Crédit Agricole CIB est la banque de financement et d'investissement du Groupe Crédit Agricole, 13e groupe bancaire mondial par les fonds propres Tier 1 (The Banker, juillet 2017).
Crédit Agricole CIB propose à ses clients une gamme étendue de produits et services dans les métiers de la banque de marchés, de la banque d'investissement, des financements structurés et de la banque commerciale.
Ses activités s'articulent autour de six pôles majeurs :
• Relations clients et réseau international,
• Banque commerciale et Trade,
• Banque d'investissement,
• Financements structurés,
• Banque de marchés,
• Optimisation de la Dette et Distribution.
La Banque accompagne les clients sur les grands marchés internationaux grâce à son réseau mondial dans les principaux pays d'Europe, des Amériques, d'Asie-Pacifique et du Moyen-Orient.

Référence

2018-28204  

Date de parution

30/03/2018

Description du poste

Type de métier

Risques / Contrôles permanents

Types de métier complémentaires

Financement et Investissement

Type de contrat

VIE

Durée (en mois)

24

Date prévue de prise de fonction

02/07/2018

Missions

You will join Banco Credit Agricole Brazil as Credit Risk Analyst for corporate clients.

 

Your main missions will be to:

- Prepare Independent Risk Analysis related to requests of credit limits for Brazilian corporate clients submitted by the Commercial Area ;

-  Co-sign Credit Opinions together with Group Head of Credit Risk (Brazil) and Local Chief Risk Officer (Brazil) ; 

- Participate in Credit Committees in Brazil and eventually in New York / Paris (teleconference);

- Analyze and negotiate with Commercial Area the credit terms in various legal agreements signed by CA-CIB with Brazilian clients (ISDA, loans, guarantees, corporate parent guarantees, etc);

- Monitor on a constant basis the risks related to the portfolio of Credit Agricole, reporting any material adverse event to Group Head of Credit Risk (Brazil) and Local Chief Risk Officer (Brazil);

- Contact credit risk people in Brazil and abroad, as well the cooperation with other areas across the Credit Agricole organization;

- Gain more experience in evaluating risks related to all types of financial products offered by Credit Agricole to its clients;

- Develop an industry expertise approach (sectors to be defined);

- Ensure adequate and consistent application of internal rules and procedures for approval of credit limits, including the input of data in the various support risk systems;

 

 This VIE will be the opportunity for you to exchange of experience with senior managers across the organization, in Brazil and headquarters (USA/France).

You will have a high level of independence in your daily activities.

 

The VIE contract in short:
According Business France's eligibility conditions, the Volontariat International en Entreprise (VIE) is an assignment in a French company operating overseas for professionals between the age of 18 and 28 who are European Union nationals.

! IMPORTANT !
To apply, you need to meet the conditions mentioned above. If not, your application will not be selected.
If you are eligible, join your CV and a cover letter in English – and mention: your age and nationality.
For further information about the eligibility conditions to this programme, we invite you to go to Business France website: www.civiweb.com.

 

Localisation du poste

Zone géographique

Amérique, Brésil

Ville

SAO PAULO

Desired profile

Critères candidat

Niveau d'études minimum

Bac + 5 / M2 et plus

Formation / Spécialisation

Academic background: Business school or University.

Specialization: Analysis of Financial Statements of Corporates

Niveau d'expérience minimum

0 - 2 ans

Expérience

Professional experience in financial services is a differential.

Compétences recherchées

Hard Skills:
- Basic knowledge of credit risk and financial analysis skills (in particular corporate clients) and commercial banking products;
- Argumentation capacity (synthetic analytical risk view, clear presentation of ideas, written and oral communication skills);

Soft skills:
- Responsibility (interest, dedication, commitment, dynamism, professionalism, confidentiality, compliance with procedures / ethics);
- Independence (maturity, autonomy, initiative, pro-activeness);
- Planning and Organization (workload optimization, anticipation and respect for deadlines, coordination and follow-up with other areas across the organization);
- Learning ability (active listening, curiosity, progress in his assignments /missions);
- Communication / Cooperation / Team spirit.

Langues

English fluent and Portuguese is a differential